Privacy Policy

Finonext Finance
(Operated by FinoNext Financial Services & Consultant Pvt. Ltd.)

Last Updated: 20/02/2016

1. Introduction

Finonext Finance (“Company”, “we”, “our”, “us”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, process, disclose, store, and safeguard your information when you:

• Visit our website www.finonextfinance.com
• Submit loan enquiries or applications
• Use our financial products and services
• Interact with us through forms, calls, or emails

By accessing or using our website and services, you agree to the terms outlined in this Privacy Policy.

2. Information We Collect

We may collect the following categories of information:

A. Personal Information Provided by You

When you fill out forms or apply for financial products, you may provide:

• Full Name
• Email Address
• Mobile Number
• Residential Address
• Date of Birth
• Employment Details
• Income & Financial Information
• Credit History Information
• Loan Requirements & Preferences
• Identity & KYC Documents

This information enables us to process your loan request and provide appropriate financial solutions.

B. Automatically Collected Information

When you visit our website, we may automatically collect:

• IP Address
• Browser Type & Version
• Device Information
• Pages Visited
• Date & Time of Visit
• Referring URLs

This helps us improve website performance and user experience.

C. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Enhance website functionality
• Remember user preferences
• Analyse traffic and usage patterns
• Improve overall performance

You may disable cookies through your browser settings; however, certain features may not function properly.

3. How We Use Your Information

Your information may be used to:

• Process loan applications
• Evaluate eligibility for financial products
• Connect you with banks/NBFC partners
• Respond to enquiries and support requests
• Send service-related updates
• Improve website performance and services
• Comply with legal and regulatory requirements

We may combine your information with third-party data to improve service delivery.

4. Information Sharing & Disclosure

We may share your information with:

• Partner Banks and NBFCs
• Credit Information Companies (CICs)
• Financial Institutions
• Service Providers & Technology Partners
• Regulatory or Government Authorities (when legally required)

We do not sell or rent your personal data to third parties for commercial marketing purposes.

5. Legal Basis for Processing

We collect and process personal information based on:

• Your consent
• Contractual necessity (loan processing)
• Compliance with legal obligations
• Legitimate business interests

You may withdraw your consent at any time by contacting us.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your data from:

• Unauthorized access
• Data loss
• Misuse or alteration
• Disclosure

While we strive to protect your information, no internet transmission is completely secure.

7. Data Retention

We retain personal information only:

• As long as required for business operations
• To comply with regulatory obligations
• For legal dispute resolution

Once no longer required, data is securely deleted or anonymised.

8. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Request deletion (subject to legal obligations)
• Withdraw consent
• Opt-out of marketing communications

To exercise your rights, please contact us using the details below.

9. Third-Party Links

Our website may contain links to external websites.
We are not responsible for the privacy practices or content of third-party sites.

10. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in:

• Legal requirements
• Regulatory guidelines
• Business practices

Updates will be posted on this page with a revised “Last Updated” date.

11. Contact Us

If you have any questions regarding this Privacy Policy, please contact:

FinoNext Financial Services & Consultant Pvt. Ltd.
Email: [Your Official Email Address]
Phone: [Your Business Phone Number]
Registered Address: [Your Registered Office Address]